While you’re considering your situation, considering your hard money equity stance and vantage, what you also need to concern yourself with are the varying set of requirements that are out there. Lenders will vary a good deal with respect to this piece of the arrangements. Especially amongst individual private lenders, you’ll find that their requirements, especially about the due diligence phases about the real estate that you offer up as collateral, will vary to a great degree. So inquire about those procedures with the lender, make sure that you’re completely aware of the circumstances; get all of that cleared away before you engage in further negotiations about the hard money arrangement. There may be specific little quirky details about the percentage of equity and stake that you have in the real estate that may particular to only this one lender that you’re speaking to. And the greatest given about this whole thing: have your OWN lawyer.